You never really know how good your insurance coverage is until you need to submit a claim, whether it's a first-party claim for a loss covered under your casualty insurance, or a third-party claim covered under a liability policy. If you can't get prompt action from your insurance company, you might need legal advice about holding your insurer to its commitment. In New Mexico, your insurance company has a legal duty not to put its interests ahead of yours. If your insurance company put its bottom line ahead of providing you with the benefits you paid for, you may have a claim for damages.

Brian has decades of experience fighting insurance companies for the rights of his client, and Sean is a former insurance defense attorney who knows how they operate. Nearly every case our office handles involves a battle with an insurer of one kind or another, and we are familiar with the sort of conduct which constitutes bad faith on the part of an insurance company.

We can evaluate insurance claim problems related to many different kinds of coverage, including:

• Casualty losses to fire, flood or storm damage under homeowners or farm and ranch policies
• Auto insurance property damage
• Uninsured and underinsured motorist coverage
• Business interruption insurance
• Liability insurance when someone sues you after an auto accident or injury on your property
• Claims and benefits questions under policies of health care, disability or life insurance
• Third-party coverage against businesses under commercial general liability or professional liability policies

The insurance industry has changed a lot in recent years, and sometimes it's hard to tell whether a company's unfair settlement practices reflect a conscious decision to protect its profits at your expense or simply poor training, management and customer service standards. Either way, you'll find that the leverage of a bad faith claim against your insurer can have a way of snapping it into positive action.

For more information about our lawyers' experience with the resolution of consumer and business insurance coverage questions, contact us for a free consultation.